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Freddie Mac Green Advantage

Boost ROI and Sustainability - Freddie Mac Green Advantage

Freddie Mac Green Advantage includes a variety of Green Loans designed for multifamily apartments.  Like Fannie Mae’s programs, these products are linked to sustainability.  What differentiates Freddie’s Mac Green Advantage, is the focus on affordable rents.

In order for properties to qualify, the apartments or community must offer a percentage of units at rents deemed affordable at workforce housing levels.  These requirements vary by market.

  • Up to 85% LTV
  • Decreased DSCR Requirements
  • 2 Years to Complete Improvements
  • Green Up, Green-up Plus, Green Certified
  • Borrowers must invest a portion of the loan proceeds in energy-saving upgrades.  
  • Borrowers who are able to save 30% in energy or water usage with a minimum of 15% from energy receive better pricing.

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Our advisors can help qualify your property and recommend programs that can best meet your needs.

Green Up and Green Up Plus loans require that all Borrowers engage a third-party data collection consultant who will collect, input and monitor the actual energy and water usage during the loan term.

Part of this process involves reports such as the Green Assessment and Green Assessment Plus (details below).  Freddie Mac will reimburse up to $4000 for the cost of these reports.

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Lower Operating Costs

Green Assessment

Green Assessment is a general report for Freddie Mac that outlines the utility savings that are projected for a specific property. The assessment allocates the dollar amount of the projected savings to each proposed improvement.
 

Green Assessment Plus

Green Assessment Plus contains all of the same information as far as utility consumption and projected savings but is much more detailed in nature. The Green Assessment Plus report uses an ASHRAE Level 2 standard.
 

Sustainable and Energy-Efficient Housing

By offering favorable loan terms, Freddie Mac encourages the adoption of energy-efficient technologies such as LED lighting, low-flow plumbing fixtures, high-efficiency HVAC systems, insulation improvements, and solar panels.

Freddie Mac’s Green Advantage Program is part of a broader industry trend toward environmentally conscious and sustainable real estate development.

By integrating energy-efficient technologies and green building practices into multifamily housing, the program aligns with the growing demand for more sustainable and resilient communities.

Finance Energy-Saving Retrofits and Lower Operating Costs

Our professionals will guide you throughout the Green Loan process.  Not only will we find a loan to meet your specific needs, but we’ll work hand-in-hand all third-party consultants and vendors to ensure the process goes smoothly.

To learn more, call 949-614-1300 or simply contact one of our advisors.

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