Commercial Real Estate Financing, Multifamily Loans & SBA Funding

Partner with trusted advisors who understand your needs—fast approvals, competitive rates, and tailored loan options.

Green Commercial Financing empowers investors with multifamily loans and commercial mortgages designed to optimize returns.

  • Loans from $500,000 to $150 Million
  • Purchase, Renovate, and Refinance
  • LTV Up To 90%, Flexible Terms
  • Non-Recourse and Interest-Only Options

Whether you’re acquiring a new property, refinancing an existing asset, or funding a renovation project, our trusted professionals are here to guide you every step of the way.

Green Commercial Financing - Apartment and Multifamily Loans

Secure Funding For Your Next CRE Investment

Get the Best Pricing and Loan Terms

Get the Best Pricing and Loan Terms

Customized Solutions

Whether you’re a seasoned developer, a budding entrepreneur, or an established investor, navigating the complex landscape of commercial mortgages can be daunting. That’s where we step in. We simplify the process and help secure the best financing solutions for your needs.

Access to a Wide Lending Network

Green Commercial Financing has established relationships with a wide range of lenders, including banks, credit unions, insurance companies, and private lenders. This extensive network allows us to source multiple financing options, increasing the likelihood of finding favorable loan terms.

Tailored Solutions for Every Borrower

We recognize that every borrower’s needs are unique, so we begin with a thorough analysis of your financing needs and investment goals.  Whether you need conventional, SBA, bridge, or renovation funding, we customize solutions that match your specific financial objectives.

Enjoy Streamlined Approval Process

Enjoy Streamlined Approval Process

Expert Guidance

Green Commercial Financing will guide you through the underwriting process, ensuring timely approval and closing.  Once approved, our professionals work with all parties to finalize documentation and funding. A smooth closing process ensures a successful transaction with minimal delays.

Underwriting Process for CRE Loans

The underwriting process for commercial real estate loans involves a thorough evaluation of the borrower’s financials, property value, and cash flow potential. Lenders assess creditworthiness, debt-service coverage ratios, and market conditions to determine loan eligibility.

Appraisal, Inspections, and Closing

Once underwriting is complete, the closing process begins, including finalizing loan documents, securing title insurance, and completing any required inspections or appraisals. Once all conditions are met, funds are disbursed, and ownership or refinancing is officially completed.

Flexible Terms

With loan amounts from $1M-$200M, our unique programs offer flexible terms to meet your specific investment needs and timeframes.

More Options

Why limit yourself? Our advisors and brokers work with multiple lenders, banks and investors, so you can shop for the best price and loan terms.

Personalized

Green Commercial Financing offers hands-on, personalized service to investors. Our trusted advisors will be there to guide you from start to finish.
Flexible Loan Options with Green Commercial Financing

Maximize Returns: Financing Options

Green Commercial Financing offers a wide variety of commercial mortgage and capital solutions, each catering to specific investment needs.

Bridge Loans Short-term financing solutions, such as bridge loans, help investors acquire properties quickly or fund renovations before securing permanent financing. These loans typically have higher interest rates but provide essential liquidity for time-sensitive transactions.

Conventional Commercial Loans Traditional loans offered by banks and credit unions are often used for stabilized commercial properties. These loans typically feature fixed or variable interest rates, amortization periods of 10 to 25 years, and loan-to-value (LTV) ratios up to 80%.

SBA Loans The Small Business Administration (SBA) provides government-backed financing options, such as the SBA 504 and SBA 7(a) loan programs. These are ideal for small business owners looking to purchase commercial real estate with lower down payments and competitive interest rates.

CMBS Loans Commercial Mortgage-Backed Securities (CMBS) loans offer investors access to capital through the securitization of commercial real estate loans. CMBS loans typically have fixed interest rates, non-recourse structures, and longer terms, making them attractive for stabilized properties.

Multifamily Agency Loans from Fannie Mae Freddie Mac HUD

Multifamily Loans for Apartments

Agency Loans  Fannie Mae, Freddie Mac, and HUD-FHA offer a wide variety of financing options for multifamily apartments.  With flexible terms, typically ranging from 5 to 30 years, borrowers can find solutions that align with their financial strategies and investment goals.  These programs can be up to 85% LTV, non-recourse, with flexible DSCR requirements.

Construction Loans Investors developing new properties or undertaking major renovations require construction loans. These loans are structured as short-term financing solutions, disbursed in stages as construction progresses.

Private and Hard Money Loans For investors who may not qualify for traditional loans, we have direct access to private and hard money lenders that offer alternative funding solutions. These loans have flexible underwriting criteria, faster approval times, and are based on property value rather than borrower credit.

Fix and Flip Loans for multifamily apartments are short-term commercial financing solutions designed for real estate investors looking to purchase, renovate, and resell properties for a profit. These loans provide quick access to capital, covering acquisition and renovation costs. They typically have higher interest rates and shorter terms (6–24 months).

Specialty Financing for Commercial Real Estate

Multifamily Renovation Loans for Value Add Properties

76% of Apartments Have Upside Potential

There are currently 1,675,722 multifamily apartment buildings in the United States.  Three out of of four are over 20 years old, lack modern amenities, and have outdated systems than lead to higher operating expenses.  These aging properties have millions of dollars in upside potential, and make great value-add opportunities for investors.

Improve Cash Flow and Sustainability

Water, gas and electricity costs will rise significantly in the coming years.  By embracing new technology and energy-efficient fixtures, property owners can eliminate wasteful usage, lower operating expenses, and increase profitability.  Green Retrofits also reduce future maintenance costs and increase reliability.

Value-Add Properties: Renovation and Energy-Saving Retrofits

Finance Repairs and Improvements

Investors who finance energy-saving improvements can enjoy favorable interest rates, generous loan terms, and enticing tax incentives.  LEED certifications offer addition benefits.

The rationale behind green financing is simple: energy-efficient upgrades result in lower utility costs and enhanced cash flow, making properties more attractive to lenders and investors.

Water Reduction 24%
Electric & Gas Reduction 15%
Total Potential Savings 39%