Fix and Flip Loans: Fueling Real Estate Renovation

Fix and Flip Loans are designed to help investors purchase, renovate, and sell properties quickly.  These renovation loans can often be approved in a matter of weeks, which can help investors get into deals quickly.

Fix and Flip Renovation Loans
  • Loans Amounts from $50K to $7.5M
  • Finance up to 90% of Purchase Price and up to 100% of Renovation
  • 12-24 Month Term (extended terms available)
  • This program is intended for non owner-occupied properties.

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Our advisors can help qualify your property and recommend programs that can best meet your needs.

Key Features of Fix and Flip Loans

Unlike traditional mortgages, fix and flip loans are designed for short-term financing. With repayment terms typically ranging from 12 to 24 months, they cater to the quick turnaround time inherent in flipping properties. These loans are secured by the property itself, meaning the property serves as collateral for the loan.  While prior real estate investing experience is not required, it will affect leverage and pricing.

Fix and Flip Loans

Flexible Terms: These programs have more flexible terms than traditional mortgages, such as shorter repayment periods and interest-only payments.

Access to Better Properties: Enjoy access to properties that may not be available to other investors. This is because fix and flip lenders are often willing to accommodate investors with less multifamily experience.

Increased Profitability: Increase your profitability by allowing you to borrow more money and make larger renovations. This can lead to a higher selling price for the property, which can translate into a larger profit for you.

Less Risk: Fix and flip loans can help you reduce your risk by giving you more time to complete the renovations and sell the property. This can be especially helpful if the market is slow or if there are unexpected delays in the renovation process.

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