Small Balance Multifamily Loans

Small Balance Multifamily Loans are popular financing options for apartments with less than 100 units.  Assets with over 100 units may be permitted with approval.

The maximum loan amounts are $6 million for Fannie Mae’s Small Loan program, and $7.5 million for Freddie Mac’s Small Balance program.

  • Existing stabilized multi-family properties
  • Up to 30 years amortization
  • Maximum LTV 80%
  • Non-recourse available with standard carve outs
  • Interest only available

Small balance multifamily loans offer Investors a flexible financing option without third party reporting requirements and complex documentation.

Freddie Mac Small Balance

Freddie Mac Small Balance Multifamily Loans allow investors to finance up to $7.5 M. Offering non-recourse, interest only options, investors can borrow up to 80% LTV in certain markets.

Fannie Mae Small Loans

Fannie Mae's Small Loan Program is also designed for owners of smaller apartment buildings. Acquisition and refinance loans range from $750,000 to $6 million, for 5-30 years.